| Operator | Licence | Min Aviator stake | M-Pesa paybill | Min deposit | Withdrawal | Link |
|---|---|---|---|---|---|---|
| SportPesa | Kenya BK 0001193 | KES 2 | 955100 | KES 100 | Usually minutes | Visit |
| Mozzartbet | Kenya Number in footer · verify at gra.go.ke | KES 2 | 290059 | KES 10 | Usually minutes | Visit |
| Betika | Kenya Number in footer · verify at gra.go.ke | KES 10 | 290290 | KES 49min withdrawal KES 200 | Usually minutes | Visit |
| Odibets | Kenya Number in footer · verify at gra.go.ke | KES 10 | 290680 | KES 50min withdrawal KES 100 | Usually minutes | Visit |
| betPawa | Kenya Number in footer · verify at gra.go.ke | — | 290020 | KES 1 | Usually minutes | Visit |
| Pepeta | Kenya Number in footer · verify at gra.go.ke | — | 779900 | KES 10 | Usually minutes | Visit |
| Shabiki | Kenya Number in footer · verify at gra.go.ke | KES 10 | 290063 | — | Several hours reported | Visit |
| BetLion | Kenya Number in footer · verify at gra.go.ke | — | 212927 | KES 20 | — | Visit |
| BangBet | Kenya Number in footer · verify at gra.go.ke | — | 569699 | — | — | Visit |
| 1xBet Offshore brand | Offshore International brand (Curaçao); states a Kenyan licence | — | 290011 | KES 40 | Minutes to hours; KYC on large amounts | link pending |
| 22Bet Offshore brand | Offshore International brand; states a Kenyan GRA licence | — | 7325515 | —min withdrawal KES 100 | Minutes for small amounts; KYC above KES 50,000 | link pending |
| Betwinner Offshore brand | Offshore International brand (Curaçao) | — | 7011780 | KES 100 | — | link pending |
“—” means the operator does not publish the figure or we have not verified it yet. Checked October 2026; operators change limits without notice, so confirm in the app before you deposit.
How the money moves
- M-Pesa → operator paybill → your operator balance.
- Balance → stake in Aviator; excise duty on the stake is deducted here.
- Win → balance; 20% withholding tax on the profit is deducted here.
- Balance → withdrawal → M-Pesa.
Aviator itself never touches M-Pesa. Any page or message offering an “Aviator paybill” is a scam.
Depositing
M-Pesa → Lipa na M-Pesa → Pay Bill → business number from the table → account number: your phone number → amount → PIN. Deposits reflect within a minute at every operator we tested. Most also offer an in-app STK push that only asks for your PIN.
Minimum deposits range from KES 1 (betPawa) to KES 100 (SportPesa). The minimum stake inside Aviator is a separate operator setting: KES 2 at SportPesa and Mozzartbet, KES 10 at Betika, Odibets and Shabiki.
Withdrawing
In the operator app: Withdraw → amount → confirm. Minimum withdrawals: KES 100 at Odibets, KES 200 at Betika; others show theirs on the cashier screen. Small amounts arrive within minutes at the leaders; Shabiki is slower. Offshore brands hold larger amounts for KYC.
If a withdrawal has not arrived in an hour, contact support with the transaction reference. Do not request a second withdrawal for the same amount.
Taxes
- Excise duty on stakes, deducted when you bet. The rate is set by the Finance Act and shown in the operator’s terms.
- Withholding tax on winnings: 20%, deducted from the profit part of a winning bet when it lands.
Kenya-licensed operators handle both automatically and show them in the transaction history. Offshore operators do not, and the tax position is then yours to sort out. Legal position.
Fees
Paybill deposits to betting operators are generally free to the customer; operator-to-M-Pesa withdrawals are generally free from the operator’s side, with standard M-Pesa charges when you then send or cash out. Some operators cap free withdrawals per day.
Safety
- Use only the paybill printed on the operator’s own site or app. Paybills posted in Telegram groups and “Aviator” pages are not the operator’s.
- Never give your M-Pesa PIN or operator password to a “predictor” or “agent”. Why.
- Set a deposit limit in the operator’s account settings before the first real round.
Operator pages with step-by-step deposit screenshots: SportPesa, Mozzartbet, Betika, Odibets, betPawa, Pepeta.
Frequently asked questions
What is the Aviator paybill number?
There is none. Aviator is a game, not an operator. Pay the operator's paybill: SportPesa 955100, Mozzartbet 290059, Betika 290290, Odibets 290680, betPawa 290020, Pepeta 779900, Shabiki 290063, BetLion 212927. Account number is your registered phone number.
What is the minimum deposit to play Aviator in Kenya?
KES 1 at betPawa, KES 10 at Mozzartbet and Pepeta, KES 49 at Betika, KES 50 at Odibets, KES 100 at SportPesa. The minimum stake inside the game is separate: KES 2 at SportPesa and Mozzartbet, KES 10 at most others.
Why did my withdrawal arrive smaller than my balance?
It should not. Kenya's 20% withholding tax on winnings is deducted by the operator at the moment a win lands, so your balance is already net. Excise duty on stakes is deducted when you bet. If a withdrawal is short, contact the operator with the transaction code.
How long do Aviator withdrawals take?
Odibets, Mozzartbet, SportPesa and betPawa land in M-Pesa within minutes for ordinary amounts in our tests. Shabiki takes hours. Large withdrawals anywhere may be held for identity checks.